Terms
Terms of
this site.
What applies when you use this website.
Using this website
This website is operated by Guardian Finance Group Pty Ltd. By using it, you agree to these terms. If you do not agree with them, please do not use the site.
Information is general only
Everything on this website is general in nature. It has been prepared without taking into account your objectives, financial situation or needs, and it is not personal financial, legal or taxation advice. You should consider whether it is appropriate for your circumstances, and seek your own advice, before acting on it.
Nothing on this site is an offer of credit, and nothing here guarantees that credit will be approved. All applications are subject to lender assessment and approval, and to the lender's criteria, fees, charges, terms and conditions.
Examples and figures
Any worked examples, scenarios or figures shown on this site are illustrative only. They do not represent an offer, a quote, or a prediction of what you will be offered. Actual outcomes vary by lender, security, borrower and market conditions.
Enquiries through this site
Submitting an enquiry does not create a client relationship and does not lodge an application with any lender. Enquiries sent through this website are delivered by your own email application, so please keep a copy if the content matters to you.
Accuracy and availability
We try to keep this site accurate and available, but we do not guarantee that it will be error-free or uninterrupted. We may change or remove content at any time without notice.
Links to other sites
Where we link to a third-party website, we do so for convenience. We do not control those sites and are not responsible for their content, products or privacy practices.
Intellectual property
The content, design and branding of this website belong to Guardian Finance Group Pty Ltd unless stated otherwise. You may read and print pages for your own use, but you may not reproduce or republish them commercially without our permission.
Liability
[ Limitation of liability clause — to be settled with your legal adviser, as it must sit correctly alongside Australian Consumer Law guarantees that cannot be excluded ]
Privacy
Our privacy policy explains how we handle personal information collected through this site.
Governing law
These terms are governed by the laws of Victoria, Australia.
Photography
Melbourne skyline at night by Rob Deutscher, used under the Creative Commons Attribution 2.0 licence. Melbourne from Southbank by Gracchus250. Other photographs are used under the Unsplash License. Photographs on this site have been cropped and colour-graded.
Contact
Questions about these terms can go to info@guardianfinancegroup.com.au.