New South Wales
Sydney
$3.9Mfinanced and consolidated for Sydney clients
- $640kDebt consolidationParramatta
- $1.2MRefinanceMosman
- $1.85MDevelopment financeRyde
Lending and debt advice, Australia-wide
Home loans, commercial and development finance, and help with high-interest or ATO debt. Founder-led by George Haddad, for clients across Australia.
Prefer to talk? Call (03) 9988 1452. Enquiries get a reply within one business day.
What we do
From a first home to a staged development, and a way through debt that's got out of hand. Figures are the typical maximum lending for each.
Today's rates
A competitive variable rate for a loan like yours, kept in line with the market and updated live. Your numbers stay on your screen.
Kept in line with the major banks' advertised rates.
Your repayment
—per month
Indicative variable rate for a principal-and-interest loan matching what you've entered, reviewed against the market each time this page loads. It is not an offer of credit; your actual rate depends on assessment of your application. Repayments are estimates. They exclude fees and lenders mortgage insurance, and assume the rate doesn't change.
Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Recent deals
Over $420M in lending arranged for more than 850 clients, from home loans and refinancing to consolidating debt into one repayment. A few recent ones:
Sample figures, shown for layout only.
New South Wales
$3.9Mfinanced and consolidated for Sydney clients
Queensland
$3.4Mfinanced and consolidated for Brisbane clients
Victoria
$2.1Mfinanced and consolidated for Melbourne clients
Queensland
$1.8Mfinanced and consolidated for Gold Coast clients
Western Australia
$1.4Mfinanced and consolidated for Perth clients
ACT
$950kfinanced and consolidated for Canberra clients
Our clients
Home buyers, business owners and developers across Australia, on what it was like to work with us.
Sample testimonials, shown for layout only.
“We had four debts at four different rates and no real plan. Guardian rolled them into one loan we can actually budget around, and showed us what it would cost over the full term before we signed anything.”
“Two banks turned us down because I’m self-employed. Guardian took the time to understand how my income works, and we settled five weeks later.”
“Straight answers from the first call. They were clear about what the refinance would cost and what it wouldn’t fix, which is exactly why we went ahead.”

The founder
George Haddad founded Guardian Finance Group after a career in sales, operations and institutional banking, where a deal is judged on what happens if things go wrong, not on the rate in the ad.
That's how every file runs here. Before anything is recommended, it's tested against higher rates, a vacancy or a delayed settlement, and you work with one of our agents throughout, with no handover to a team you've never met.
Enquire
Tell us what you are trying to achieve. One of our agents will get back to you — usually within one business day — with an honest read on feasibility, capacity and the likely structure.
Mon–Fri, 8:30am – 6:00pm AEST. After hours by appointment.
Including Sydney, Brisbane, Melbourne, Perth and Canberra. Office in Hawthorn, Melbourne; we meet over video or in person by appointment.
One of our agents will reply within one business day. If it is time-critical, call (03) 9988 1452.