/* ==========================================================================
   GUARDIAN FINANCE GROUP — CINEMATIC INSTRUMENT · MIDNIGHT NAVY
   Direction 01 in the Midnight Navy colourway: navy field, ice-white type,
   steel-blue rules, graded photography. (Token names --gold/--brass are kept
   from the original brass colourway; their values are now the blues.)
   Type  Sora (display) · Inter (body) · IBM Plex Mono (indexes)
   Photography (credited on terms.html, under "Photography")
     Melbourne skyline at night — Rob Deutscher, CC BY 2.0
     Melbourne from Southbank — Gracchus250
     Other plates — Unsplash License
     City plates, Unsplash License: Sydney Opera House (Bud9bQCqOps, Terry Ling),
       Brisbane (tJfrLRFBNfA, Michael), Gold Coast (mKwBMtDSZes, Caleb),
       Perth (LVQHMuq8vqU, Luqman Jr Omar M), Canberra (WWVLdFbTiVk, Marcus Reubenstein)
   ========================================================================== */

/* ---------- fonts, hosted with the site (SIL Open Font License) ---------- */
@font-face{font-family:'Inter';src:url('gfg-inter.woff2') format('woff2');font-weight:300 600;font-style:normal;font-display:swap;}
@font-face{font-family:'Sora';src:url('gfg-sora.woff2') format('woff2');font-weight:500 800;font-style:normal;font-display:swap;}
@font-face{font-family:'IBM Plex Mono';src:url('gfg-plexmono-400.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap;}
@font-face{font-family:'IBM Plex Mono';src:url('gfg-plexmono-500.woff2') format('woff2');font-weight:500;font-style:normal;font-display:swap;}

:root{
  --base:#0C1A2E;
  --base-hi:#122440;
  --base-lo:#081324;

  --text:#EEF3F9;
  --muted:#9DAEC4;
  --dim:#8C9DB4;
  --bone:#EEF3F9;
  --mist:#C6D1E0;
  --gold:#A9C3E8;
  --brass:#7FA3D6;
  --brass-deep:#6281AC;

  --line:rgba(238,243,249,.16);
  --line-soft:rgba(238,243,249,.10);
  --glass:rgba(18,36,64,.88);

  --r-sm:0px;
  --r:0px;
  --r-lg:0px;
  --r-pill:999px;

  --display:'Sora',system-ui,sans-serif;
  --body:'Inter',system-ui,-apple-system,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,monospace;

  --maxw:1240px;
  --gutter:32px;
  --nav-h:78px;

  --ease:cubic-bezier(.22,.61,.36,1);
  --plate:url("mel-night.jpg");
}

*,*::before,*::after{box-sizing:border-box;}
html{
  -webkit-text-size-adjust:100%;
  scroll-behavior:smooth;
  scroll-padding-top:96px;
  color-scheme:dark;
}
body{
  margin:0;
  background:var(--base);
  color:var(--text);
  font-family:var(--body);
  font-size:16px;
  font-weight:300;
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}
body.is-locked{overflow:hidden;}
img{display:block;max-width:100%;height:auto;}
a{color:inherit;text-decoration:none;}
button,input,select,textarea{font:inherit;color:inherit;}
::selection{background:var(--brass);color:var(--base-lo);}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;}

.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter);}
.band{padding-block:112px;position:relative;}

.display{
  font-family:var(--display);
  font-weight:700;
  letter-spacing:-.038em;
  line-height:1.04;
  margin:0;
  text-wrap:balance;
  color:var(--text);
}
h1.display{font-size:clamp(2.9rem,6vw,5.15rem);font-weight:800;letter-spacing:-.045em;}
h2.display{font-size:clamp(2rem,3.8vw,3.15rem);}
h3.display{font-size:1.2rem;font-weight:600;letter-spacing:-.025em;line-height:1.25;}

.tag{
  display:inline-flex;
  align-items:center;
  gap:12px;
  padding:0;
  background:none;
  box-shadow:none;
  border-radius:0;
  font-family:var(--body);
  font-size:.8125rem;
  font-weight:500;
  letter-spacing:.01em;
  color:var(--gold);
}
.tag::before{content:'';width:22px;height:1px;background:var(--brass);flex:none;}
/* one rule before every label; the older <i> marker in some labels is redundant */
.tag i{display:none;}
.tag--plain{padding-left:0;}

.copy{color:var(--muted);font-weight:300;line-height:1.75;}
.copy--lead{font-size:clamp(1.0625rem,1.5vw,1.2rem);color:var(--mist);}
.copy strong{color:var(--text);font-weight:500;}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:.65em;
  padding:16px 26px;
  border:0;
  border-radius:var(--r-pill);
  cursor:pointer;
  background:var(--brass);
  color:var(--base-lo);
  box-shadow:none;
  font-family:var(--body);
  font-size:.875rem;
  font-weight:600;
  letter-spacing:-.01em;
  transition:background .3s var(--ease),transform .3s var(--ease),color .3s var(--ease);
}
.btn svg{transition:transform .35s var(--ease);}
.btn:hover{background:#96B5E0;transform:translateY(-1px);}
.btn:hover svg{transform:translateX(3px);}
.btn:active{transform:translateY(0);}
.btn--go{background:var(--brass);color:var(--base-lo);}
.btn--go:hover{background:#96B5E0;}
.btn--ghost{
  background:transparent;
  color:var(--text);
  box-shadow:none;
  border:1px solid rgba(238,243,249,.32);
}
.btn--ghost:hover{background:rgba(238,243,249,.06);border-color:rgba(238,243,249,.5);}
.btn--wide{width:100%;}

/* ---------- header ---------- */
.head{position:fixed;inset:0 0 auto 0;z-index:80;pointer-events:none;}
.head .wrap{pointer-events:auto;position:relative;z-index:1;}
.head::before{content:none;}
.headbar{
  height:var(--nav-h);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  padding:0;
  border-radius:0;
  background:transparent;
  box-shadow:none;
  border-bottom:1px solid transparent;
  transition:background .4s var(--ease),border-color .4s var(--ease);
}
.head.is-stuck{
  background:rgba(8,19,36,.92);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line);
}
.head.is-stuck .headbar{background:transparent;border-bottom-color:transparent;box-shadow:none;}
.mark{display:flex;align-items:center;gap:12px;}
.mark-badge{
  width:40px;height:40px;border-radius:0;
  display:grid;place-items:center;
  background:transparent;box-shadow:none;flex:none;
}
.mark-badge img{width:28px;}
.mark-name{
  font-family:var(--display);
  font-weight:700;
  font-size:.8125rem;
  letter-spacing:.08em;
  text-transform:uppercase;
  line-height:1;
  color:var(--text);
}
.mark-name small{
  display:block;
  font-family:var(--mono);
  font-weight:400;
  font-size:.5625rem;
  letter-spacing:.16em;
  color:var(--ash, var(--dim));
  margin-top:6px;
  text-transform:none;
}

.menu{display:flex;align-items:center;gap:4px;}
.menu a{
  padding:10px 14px;
  border-radius:0;
  font-size:.8125rem;
  color:#D3DCE8;
  box-shadow:none;
  transition:color .3s var(--ease);
}
.menu a:hover{color:var(--text);box-shadow:none;}
.menu a[aria-current="page"]{color:var(--gold);}

.head-end{display:flex;align-items:center;gap:14px;}
.head-tel{
  font-family:var(--mono);
  font-size:.75rem;
  letter-spacing:.06em;
  color:var(--gold);
  padding:10px 4px;
  border-radius:0;
}
.head-tel:hover{color:var(--text);box-shadow:none;}
.head-end .btn{padding:12px 18px;font-size:.8125rem;}

.burger{
  width:44px;height:44px;border:1px solid var(--line);border-radius:0;cursor:pointer;
  display:none;align-items:center;justify-content:center;
  background:transparent;box-shadow:none;
}
.burger i{display:block;width:16px;height:1.5px;border-radius:0;background:var(--text);position:relative;}
.burger i::before,.burger i::after{
  content:'';position:absolute;left:0;width:16px;height:1.5px;background:var(--text);
  transition:transform .38s var(--ease),top .25s var(--ease);
}
.burger i::before{top:-5px;}
.burger i::after{top:5px;}
.burger.is-open i{background:transparent;}
.burger.is-open i::before{top:0;transform:rotate(45deg);}
.burger.is-open i::after{top:0;transform:rotate(-45deg);}

.drawer{
  position:fixed;
  inset:var(--nav-h) 0 0 0;    /* reaches the bottom of the screen: no page showing under it */
  z-index:79;
  background:#081324;
  backdrop-filter:none;
  border-radius:0;
  box-shadow:none;
  border-bottom:1px solid var(--line);
  padding:8px 8px 18px;
  overflow-y:auto;overscroll-behavior:contain;
  opacity:0;visibility:hidden;transform:translateY(-8px);pointer-events:none;
  transition:opacity .32s var(--ease),transform .32s var(--ease),visibility .32s;
}
.drawer.is-open{opacity:1;visibility:visible;transform:none;pointer-events:auto;}
body.is-locked .actbar{display:none;}
.drawer a.d-link{
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:16px 18px;border-radius:0;
  font-family:var(--display);font-size:1.125rem;font-weight:600;letter-spacing:-.02em;
  border-bottom:1px solid var(--line-soft);
}
.drawer .d-foot{margin-top:16px;display:grid;gap:10px;padding:0 8px;}
.drawer .d-meta{
  margin:16px 8px 0;padding:14px 0 0;border-top:1px solid var(--line-soft);
  border-radius:0;box-shadow:none;
  font-family:var(--body);font-size:.8125rem;line-height:1.8;color:var(--muted);
}

/* ---------- hero ---------- */
.hero{
  position:relative;
  min-height:100svh;
  padding-top:calc(var(--nav-h) + 72px);
  padding-bottom:48px;
  overflow:hidden;
  background:var(--base);
}
.hero::before{content:none;}
.hero::after{
  content:'';
  position:absolute;inset:0;z-index:0;pointer-events:none;
  background:
    linear-gradient(180deg,transparent 58%,rgba(12,26,46,.94) 100%),
    linear-gradient(100deg,rgba(12,26,46,.94) 0%,rgba(12,26,46,.72) 36%,rgba(12,26,46,.28) 100%),
    radial-gradient(circle at 78% 24%,rgba(127,163,214,.3),transparent 52%);
}
.hero-inner{position:relative;z-index:1;}
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center;}
.hero h1{margin-top:22px;}
.hero h1 .line{display:block;overflow:hidden;padding-bottom:.06em;margin-bottom:-.06em;}
.hero h1 .line i{display:block;font-style:normal;}
.hero h1 .soft{
  background:none;
  -webkit-text-fill-color:var(--gold);
  color:var(--gold);
}
.hero-copy{max-width:44ch;margin-top:26px;}
.hero-acts{display:flex;flex-wrap:wrap;gap:12px;margin-top:36px;}

/* ---------- section heads ---------- */
.shead{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:end;}
.shead h2{margin-top:18px;}
.shead .copy{max-width:48ch;}

/* ---------- process ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:48px;border-top:1px solid var(--line);}
.step{
  padding:32px 28px 36px;border-radius:0;background:transparent;box-shadow:none;
  border-right:1px solid var(--line-soft);
}
.step:first-child{padding-left:0;}
.step:last-child{border-right:0;padding-right:0;}
.step:hover{box-shadow:none;transform:none;}
.step-n{
  width:auto;height:auto;border-radius:0;display:block;
  box-shadow:none;background:none;
  font-family:var(--mono);font-size:.75rem;letter-spacing:.12em;color:var(--gold);
}
.step h3{margin:16px 0 10px;font-size:1.05rem;}
.step p{margin:0;font-size:.8438rem;color:var(--muted);font-weight:300;line-height:1.7;}

/* ---------- faq ---------- */
.faq{display:grid;gap:0;margin-top:40px;border-top:1px solid var(--line);}
.qa{border-radius:0;background:transparent;box-shadow:none;border-bottom:1px solid var(--line);transition:background .3s var(--ease);}
.qa.is-open{box-shadow:none;background:rgba(18,36,64,.65);}
.qa-q{
  width:100%;background:none;border:0;cursor:pointer;text-align:left;
  display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;
  padding:22px 4px;border-radius:0;
  font-family:var(--display);font-size:clamp(1rem,1.4vw,1.15rem);font-weight:600;
  letter-spacing:-.02em;line-height:1.35;color:var(--mist);
}
.qa-q:hover,.qa.is-open .qa-q{color:var(--text);}
.qa-sign{width:18px;height:18px;border-radius:0;position:relative;box-shadow:none;color:var(--gold);}
.qa.is-open .qa-sign{box-shadow:none;}
.qa-sign::before,.qa-sign::after{content:'';position:absolute;background:currentColor;border-radius:0;transition:transform .35s var(--ease),opacity .3s var(--ease);}
.qa-sign::before{top:8px;left:0;width:18px;height:1.5px;}
.qa-sign::after{left:8px;top:0;height:18px;width:1.5px;}
.qa.is-open .qa-sign::after{transform:scaleY(0);opacity:0;}
.qa-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .4s var(--ease);}
.qa.is-open .qa-a{grid-template-rows:1fr;}
.qa-a > div{overflow:hidden;}
.qa-a p{margin:0 4px 22px;max-width:72ch;font-size:.9375rem;color:var(--muted);font-weight:300;line-height:1.75;}
.qa-a p + p{margin-top:14px;}

/* ---------- contact ---------- */
.contact{display:grid;grid-template-columns:.86fr 1.14fr;gap:56px;align-items:start;}
#enquire{position:relative;overflow:hidden;}
#enquire::before{
  content:'';position:absolute;inset:0;z-index:0;pointer-events:none;
  background:
    linear-gradient(180deg,rgba(12,26,46,.9),rgba(12,26,46,.82)),
    var(--plate) center 30%/cover no-repeat;
  filter:grayscale(1) contrast(1.05);
}
#enquire > .wrap{position:relative;z-index:1;}
.cx h2{margin:18px 0 20px;}
.cxlist{margin:36px 0 0;display:grid;gap:0;border-top:1px solid var(--line);}
.cxrow{
  display:grid;grid-template-columns:96px 1fr;gap:18px;align-items:start;
  padding:16px 0;border-radius:0;box-shadow:none;border-bottom:1px solid var(--line-soft);
}
.cxrow dt{font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);padding-top:2px;}
.cxrow dd{margin:0;font-size:.9375rem;color:var(--text);}
.cxrow dd a{display:block;}
.cxrow dd a + a{margin-top:4px;color:var(--mist);font-size:.875rem;}
.cxrow dd a:hover{color:var(--gold);}
.cxrow dd .sub{margin:8px 0 0;font-size:.8125rem;color:var(--dim);font-weight:300;line-height:1.55;}

.form{
  padding:32px 30px;border-radius:0;
  background:var(--glass);
  border:1px solid rgba(169,195,232,.32);
  backdrop-filter:blur(14px);
  box-shadow:none;
}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.f{display:grid;gap:8px;}
.f--full{grid-column:1/-1;}
.f label{
  font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);padding-left:0;
}
.f input,.f select,.f textarea{
  background:#081324;border:1px solid var(--line);border-radius:0;padding:14px 14px;
  font-size:.9375rem;width:100%;appearance:none;-webkit-appearance:none;
  box-shadow:none;color:var(--text);
}
.f textarea{min-height:132px;resize:vertical;line-height:1.6;}
.f input::placeholder,.f textarea::placeholder{color:#7D8CA2;}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--gold);box-shadow:none;}
.f select{
  cursor:pointer;padding-right:40px;
  background-color:#081324;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' fill='none'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%23A9C3E8' stroke-width='1.4' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;
}
.f select option{background:#122440;color:var(--text);}
.f .hint{font-family:var(--body);font-size:.75rem;letter-spacing:0;color:var(--dim);}
.f .err{font-family:var(--body);font-size:.75rem;color:#C8D9F0;display:none;}
.f.is-bad input,.f.is-bad select,.f.is-bad textarea{box-shadow:none;border-color:#C8D9F0;}
.f.is-bad .err{display:block;}
.money{position:relative;}
.money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--gold);font-family:var(--mono);font-size:.875rem;pointer-events:none;}
.money input{padding-left:28px;font-family:var(--mono);font-variant-numeric:tabular-nums;}

.consent{
  display:flex;gap:12px;align-items:flex-start;margin-top:22px;padding:0;border-radius:0;box-shadow:none;
}
.consent input{
  appearance:none;-webkit-appearance:none;width:18px;height:18px;flex:none;margin-top:2px;
  border:1px solid var(--line);border-radius:0;background:#081324;box-shadow:none;cursor:pointer;
}
.consent input:checked{background:var(--brass);border-color:var(--brass);box-shadow:none;}
.consent input:checked::after{
  content:'';display:block;width:5px;height:9px;margin:2px auto 0;
  border:solid #0C1A2E;border-width:0 1.5px 1.5px 0;transform:rotate(45deg);
}
.consent label{font-size:.8125rem;color:var(--muted);font-weight:300;line-height:1.6;cursor:pointer;}
.consent--optin{margin-top:12px;}
#consentErr{display:none;margin:8px 0 0;font-family:var(--body);font-size:.75rem;color:#C8D9F0;}
.form .btn{margin-top:22px;}
.form-fail{display:none;margin:14px 0 0;font-size:.8125rem;line-height:1.6;color:#C8D9F0;}
.form .btn[disabled]{opacity:.6;cursor:progress;transform:none;}
.form-foot{margin:14px 0 0;text-align:center;font-family:var(--body);font-size:.75rem;letter-spacing:0;color:var(--dim);}

.sent{display:none;text-align:center;}
.sent.is-on{display:block;}
.sent-badge{width:64px;height:64px;margin:0 auto 20px;border-radius:0;display:grid;place-items:center;box-shadow:none;border:1px solid var(--gold);color:var(--gold);}
.sent h3{font-size:1.6rem;margin:0 0 12px;}
.sent .copy{max-width:42ch;margin-inline:auto;}
.receipt{margin:24px 0 0;padding:0;border-radius:0;box-shadow:none;text-align:left;border-top:1px solid var(--line);}
.receipt div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;font-family:var(--mono);font-size:.75rem;}
.receipt div + div{border-top:1px solid var(--line-soft);}
.receipt div span:first-child{color:var(--dim);font-family:var(--body);font-size:.75rem;padding-top:1px;}
.receipt div span:last-child{text-align:right;word-break:break-word;color:var(--text);}

/* ---------- footer ---------- */
.foot{
  margin-top:0;padding:72px 0 36px;
  background:#081324;
  border-top:1px solid var(--line);
  box-shadow:none;
}
.foot-top{display:grid;grid-template-columns:1.45fr 1fr 1fr 1.15fr;gap:48px;}
.foot-plate{display:inline-block;padding:0;border-radius:0;box-shadow:none;margin-bottom:18px;background:transparent;}
.foot-plate img{width:180px;}
.foot-top p{margin:0;font-size:.8438rem;color:var(--muted);font-weight:300;line-height:1.7;max-width:34ch;}
.fcol h5{margin:0 0 16px;font-family:var(--body);font-size:.8125rem;font-weight:600;letter-spacing:.01em;color:var(--gold);}
.fcol ul{list-style:none;margin:0;padding:0;display:grid;gap:10px;}
.fcol li,.fcol a{font-size:.8438rem;color:var(--mist);transition:color .3s var(--ease);word-break:break-word;}
.fcol a:hover{color:var(--text);}
.legal{margin-top:48px;padding:22px 0 0;border-radius:0;box-shadow:none;border-top:1px solid var(--line);}
.legal p{margin:0;font-size:.75rem;line-height:1.8;color:var(--dim);font-weight:300;}
.legal p b{color:var(--mist);font-weight:500;}
.foot-end{
  margin-top:22px;display:flex;flex-wrap:wrap;gap:12px 20px;justify-content:space-between;
  font-family:var(--body);font-size:.75rem;color:var(--dim);
}
.foot-end nav{display:flex;gap:14px;}
.foot-end nav a{padding:0;border-radius:0;}
.foot-end nav a:hover{box-shadow:none;color:var(--text);}

.foot-legal-links{display:flex;flex-wrap:wrap;gap:14px;margin-top:14px;}
.foot-legal-links a{
  padding:0;border-radius:0;
  font-family:var(--body);font-size:.8125rem;color:var(--dim);
}
.foot-legal-links a:hover{color:var(--text);box-shadow:none;}


/* the home headline rises into place once, on load */
@keyframes gfg-rise{from{transform:translateY(102%);}to{transform:none;}}
html.anim .rv-line i{animation:gfg-rise .9s cubic-bezier(.16,1,.3,1) .1s both;}
html.anim .rv-line + .rv-line i{animation-delay:.18s;}
/* the "sent" panel eases in when an enquiry goes through */
@keyframes gfg-in{from{opacity:0;transform:translateY(14px);}to{opacity:1;transform:none;}}
html.anim .sent.is-on{animation:gfg-in .6s var(--ease) both;}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation-duration:.001ms!important;transition-duration:.001ms!important;}
}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */
@media (max-width:1180px){
  :root{--gutter:24px;}
  .menu{gap:0;}
  .menu a{padding:10px 10px;font-size:.75rem;}
  .hero-inner,.contact{gap:40px;}
  .foot-top{grid-template-columns:1.4fr 1fr 1fr;}
  .foot-top .fcol--contact{grid-column:1/-1;}
}
@media (max-width:1000px){
  .menu,.head-tel{display:none;}
  .burger{display:flex;}
  .head-end .btn{display:none;}
  :root{--nav-h:68px;}
  .band{padding-block:80px;}
  .hero{padding-top:calc(var(--nav-h) + 48px);min-height:0;}
  .hero::after{
    background:
      linear-gradient(180deg,rgba(12,26,46,.78) 0%,rgba(12,26,46,.62) 38%,rgba(12,26,46,.9) 100%),
      radial-gradient(circle at 80% 12%,rgba(127,163,214,.24),transparent 48%);
  }
  .hero-inner{grid-template-columns:1fr;gap:36px;}
  .contact{grid-template-columns:1fr;}
  .steps{grid-template-columns:repeat(2,1fr);}
  .step{border-bottom:1px solid var(--line-soft);padding:28px 24px;}
  .step:nth-child(2n+1){padding-left:0;}
  .step:nth-child(2n){border-right:0;padding-right:0;}
  .shead{grid-template-columns:1fr;gap:22px;}
}
@media (max-width:720px){
  :root{--gutter:18px;}
  .band{padding-block:64px;}
  .hero{padding-top:calc(var(--nav-h) + 36px);}
  .mark-name{font-size:.75rem;}
  .steps{grid-template-columns:1fr;}
  .step,.step:nth-child(2n){border-right:0;padding-left:0;padding-right:0;}
  .form{padding:0;}
  .form{padding:22px 18px;}
  .fgrid{grid-template-columns:1fr;}
  .hero-acts .btn{flex:1 1 100%;}
  .cxrow{grid-template-columns:1fr;gap:4px;}
  
  /* phones: brand on top, Finance and Firm side by side, contact below */
  .foot-top{grid-template-columns:1fr 1fr;gap:28px 20px;}
  .foot-top > :first-child,.foot-top .fcol--contact{grid-column:1/-1;}
  .fcol ul{gap:0;}
  .fcol a{display:block;padding:9px 0;}
  .foot-plate img{width:160px;}
  .qa-q{padding:18px 2px;gap:16px;}
  .qa-a p{margin:0 2px 18px;}
    .foot{padding-bottom:96px;}
}

/* ==========================================================================
   INTERIOR PAGES
   ========================================================================== */
.phero{
  position:relative;
  padding:calc(var(--nav-h) + 72px) 0 72px;
  overflow:hidden;
  background:var(--base);
}
.phero::before{
  content:'';
  position:absolute;inset:0;z-index:0;
  background:var(--plate) center 40%/cover no-repeat;
  filter:grayscale(1) contrast(1.08) brightness(.7);
}
.phero::after{
  content:'';
  position:absolute;inset:0;z-index:0;pointer-events:none;
  background:
    linear-gradient(180deg,rgba(12,26,46,.55) 0%,rgba(12,26,46,.82) 42%,#0C1A2E 100%),
    radial-gradient(circle at 88% 18%,rgba(127,163,214,.22),transparent 46%);
}
.phero .wrap{position:relative;z-index:1;}
.phero h1{margin:18px 0 0;font-size:clamp(2.5rem,8vw,4.6rem);}
.phero .lede{margin-top:22px;}
.phero .acts{margin-top:28px;}

.lede{
  font-family:var(--body);font-weight:300;
  font-size:clamp(1.125rem,2vw,1.45rem);line-height:1.45;letter-spacing:-.02em;
  color:var(--text);max-width:22ch;
}
.lede--wide{max-width:34ch;}
.say{font-size:clamp(1rem,1.4vw,1.125rem);line-height:1.72;font-weight:300;color:var(--mist);max-width:38ch;}
.say + .say{margin-top:18px;}
.say strong{color:var(--text);font-weight:500;}

.acts{display:grid;gap:12px;}
.acts .btn{width:100%;}

.stmt{padding-block:88px;}
.stmt h2{margin:16px 0 20px;font-size:clamp(1.9rem,4vw,3rem);}

.figure{margin:0;}
.figbox{
  position:relative;overflow:hidden;border-radius:0;
  background:#081324;box-shadow:none;padding:0;
  border:1px solid var(--line-soft);
}
.figbox img{
  width:100%;height:100%;object-fit:cover;display:block;border-radius:0;
  filter:grayscale(1) contrast(1.06) brightness(.86);
}
.figbox--portrait{aspect-ratio:4/5;}

.tenets{display:grid;gap:0;border-top:1px solid var(--line);}
.tenet{
  padding:28px 28px 28px 0;border-radius:0;background:transparent;box-shadow:none;
  border-bottom:1px solid var(--line-soft);border-right:1px solid var(--line-soft);
}
.tenet:hover{box-shadow:none;}
.tenet h3{font-size:1.25rem;letter-spacing:-.03em;margin:0 0 10px;}
.tenet p{margin:0;font-size:.9375rem;line-height:1.7;color:var(--muted);font-weight:300;}

.person{
  padding:28px 0;border-radius:0;background:var(--base-hi);box-shadow:none;
  border:1px solid var(--line-soft);border-top:2px solid var(--brass);overflow:hidden;
}
.person:has(.person-img){padding-top:0;}
.person-img{margin:0;}
.person-img .figbox{border:0;}
/* George's portrait is graded already: no extra grey or darkening */
.person-img .figbox img{filter:none;}
.person-name,.person-role,.person-body,.person-links{padding-left:26px;padding-right:26px;}
.person-name{margin-top:22px;font-family:var(--display);font-size:1.55rem;font-weight:700;letter-spacing:-.03em;line-height:1.1;}
.person-role{margin-top:8px;font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
.person-body{margin-top:14px;font-size:.9375rem;line-height:1.7;color:var(--muted);font-weight:300;}
.person-body p + p{margin-top:12px;}
.person-links{margin-top:18px;display:flex;flex-wrap:wrap;gap:16px;}
.person-links a{
  display:inline-flex;align-items:center;padding:0;border-radius:0;
  background:none;box-shadow:none;font-size:.8125rem;color:var(--mist);
  border-bottom:1px solid var(--line);
}
.person-links a:hover{color:var(--gold);box-shadow:none;}
.tbc{
  display:inline;padding:0;border-radius:0;box-shadow:none;
  font-family:inherit;font-size:1em;letter-spacing:inherit;color:inherit;
}

.close{
  position:relative;overflow:hidden;
  padding-block:108px;text-align:center;
}
.close::before{
  content:'';position:absolute;inset:0;z-index:0;
  background:var(--plate) center 40%/cover no-repeat;
  filter:grayscale(1) brightness(.45) contrast(1.05);
}
.close::after{
  content:'';position:absolute;inset:0;z-index:0;
  background:linear-gradient(180deg,rgba(12,26,46,.72),rgba(12,26,46,.88));
}
.close .wrap{position:relative;z-index:1;}
.close h2{font-size:clamp(2rem,5vw,3.2rem);margin:16px auto 16px;max-width:16ch;}
.close .say{margin-inline:auto;text-align:center;max-width:36ch;}
.close .acts{margin-top:28px;}

.cover{
  list-style:none;margin:0;padding:0;display:grid;gap:0;
  border-radius:0;box-shadow:none;border-top:1px solid var(--line);
}
.cover li{
  padding:14px 0;font-size:1rem;line-height:1.5;color:var(--text);font-weight:300;
  display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:baseline;
  border-bottom:1px solid var(--line-soft);
}
.cover li::before{content:'';width:6px;height:6px;margin-top:2px;background:var(--brass);box-shadow:none;transform:rotate(45deg);}
.note{margin:16px 0 0;font-family:var(--body);font-size:.75rem;line-height:1.7;color:var(--dim);max-width:60ch;}

.formwrap{padding-block:72px;}
.formwrap .form{margin-top:28px;}

.doc{max-width:68ch;}
.doc h2{
  font-family:var(--display);font-size:clamp(1.35rem,3vw,1.7rem);font-weight:600;
  letter-spacing:-.03em;line-height:1.2;margin:48px 0 14px;
}
.doc h2:first-child{margin-top:0;}
.doc h3{font-family:var(--display);font-size:1.05rem;font-weight:600;letter-spacing:-.02em;margin:28px 0 8px;}
.doc p{margin:0 0 14px;font-size:.9375rem;line-height:1.75;color:var(--muted);font-weight:300;}
.doc p strong{color:var(--text);font-weight:500;}
.doc ul{margin:0 0 16px;padding:0;list-style:none;}
.doc ul li{position:relative;padding-left:16px;margin-bottom:8px;font-size:.9375rem;line-height:1.7;color:var(--muted);font-weight:300;}
.doc ul li::before{content:'';position:absolute;left:0;top:10px;width:5px;height:5px;background:var(--brass);transform:rotate(45deg);}
.doc-meta{margin:0 0 36px;font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
.doc-facts{margin:0 0 8px;padding:8px 0;border-radius:0;box-shadow:none;border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.doc-facts dl{margin:0;display:grid;gap:0;}
.doc-facts div{display:grid;grid-template-columns:1fr;gap:2px;padding:12px 0;border-bottom:1px solid var(--line-soft);}
.doc-facts dt{font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
.doc-facts dd{margin:0;font-size:.9375rem;color:var(--text);}

.posts{display:grid;gap:0;border-top:1px solid var(--line);}
.post{
  padding:0;border-radius:0;background:transparent;box-shadow:none;
  border-bottom:1px solid var(--line);
  transition:background .3s var(--ease);
}
.post:hover{box-shadow:none;transform:none;background:rgba(18,36,64,.55);}
.post a.post-link{display:grid;gap:0;}
.post a.post-link > div{padding:18px 4px 8px;}
.post-thumb{overflow:hidden;border-radius:0;box-shadow:none;padding:0;aspect-ratio:16/9;background:#081324;}
.post-thumb img{width:100%;height:100%;object-fit:cover;filter:grayscale(1) contrast(1.06) brightness(.82);}
.post-meta,.post h2,.post p,.post-more{padding-left:0;}
.post a.post-link > :not(.post-thumb){ }
.post-meta{
  font-family:var(--body);font-size:.75rem;font-weight:500;letter-spacing:.01em;
  color:var(--gold);display:flex;flex-wrap:wrap;gap:12px;margin-top:16px;
}
.post h2{
  font-family:var(--display);font-size:clamp(1.3rem,2.4vw,1.7rem);font-weight:600;
  letter-spacing:-.03em;line-height:1.2;margin:8px 0 8px;
}
.post p{margin:0;font-size:.9375rem;line-height:1.7;color:var(--muted);font-weight:300;}
.post-more{
  margin-top:12px;margin-bottom:22px;display:inline-flex;align-items:center;gap:8px;
  font-family:var(--body);font-size:.8125rem;font-weight:600;color:var(--gold);
}
.post:hover .post-more{gap:12px;}

.article-head{max-width:22ch;}
.article-meta{
  margin:22px 0 0;padding:0;border-radius:0;box-shadow:none;
  font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;
  color:var(--gold);display:flex;flex-wrap:wrap;gap:14px;
}
.article-hero{margin:36px 0 0;}
.article-hero .figbox{aspect-ratio:16/9;}
.prose{max-width:38ch;margin-top:40px;}
.prose > p:first-of-type{font-size:clamp(1.0625rem,1.6vw,1.25rem);line-height:1.6;color:var(--mist);font-weight:300;}
.prose h2{font-family:var(--display);font-size:clamp(1.3rem,2vw,1.6rem);font-weight:600;letter-spacing:-.03em;line-height:1.2;margin:40px 0 12px;}
.prose p{margin:0 0 16px;font-size:.9688rem;line-height:1.75;color:var(--muted);font-weight:300;}
.prose p strong{color:var(--text);font-weight:500;}
.prose ul{margin:0 0 18px;padding:0;list-style:none;}
.prose ul li{position:relative;padding-left:16px;margin-bottom:8px;font-size:.9688rem;line-height:1.7;color:var(--muted);font-weight:300;}
.prose ul li::before{content:'';position:absolute;left:0;top:.7em;width:5px;height:5px;background:var(--brass);transform:rotate(45deg);}
.pullout{
  margin:32px 0;padding:8px 0 8px 18px;border-radius:0;box-shadow:none;
  border-left:2px solid var(--brass);
  font-family:var(--display);font-size:1.2rem;line-height:1.4;color:var(--text);font-weight:500;letter-spacing:-.02em;
}
.article-foot{
  margin-top:48px;padding:18px 0 0;border-radius:0;box-shadow:none;border-top:1px solid var(--line);
  font-size:.8125rem;line-height:1.7;color:var(--dim);font-weight:300;
}

@media (min-width:600px){
  .acts{display:flex;flex-wrap:wrap;}
  .acts .btn{width:auto;}
}
@media (min-width:900px){
  .phero{padding-top:calc(var(--nav-h) + 108px);padding-bottom:88px;}
  .lede{max-width:26ch;}
  .lede--wide{max-width:38ch;}
  .say{max-width:46ch;}
  .stmt{padding-block:112px;}
  .stmt--split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start;}
  .stmt--split h2{margin-top:0;}
  .tenets{grid-template-columns:repeat(3,1fr);}
  /* breathing room either side of the dividers; outer edges stay flush with the wrap */
  .tenet{padding:36px 32px 40px;}
  .tenet:nth-child(3n+1){padding-left:0;}
  .tenet:nth-child(3n){border-right:0;padding-right:0;}
  .cover{grid-template-columns:1fr 1fr;column-gap:40px;}
  .cover li:nth-child(2){border-top:0;}
  .formwrap{padding-block:100px;}
  .formwrap-inner{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start;}
  .formwrap .form{margin-top:0;}
  .close{padding-block:128px;}
  .doc-facts div{grid-template-columns:180px 1fr;gap:16px;align-items:baseline;}
  .post a.post-link{grid-template-columns:280px 1fr;gap:32px;align-items:center;padding-right:8px;}
  .post a.post-link > div{padding:8px 8px 8px 0;}
  .post-meta{margin-top:0;}
  .prose{max-width:42ch;}
  
}
@media (min-width:1100px){
  .prose{max-width:46ch;}
}

/* discipline switcher */
.switch{
  display:grid;grid-template-columns:repeat(2,1fr);gap:0;
  padding:0;border-radius:0;box-shadow:none;margin-bottom:28px;
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
}
.switch-tab{
  appearance:none;border:0;border-right:1px solid var(--line-soft);cursor:pointer;
  padding:16px 12px;border-radius:0;
  background:transparent;box-shadow:none;color:var(--muted);
  font-family:var(--display);font-size:.875rem;font-weight:600;letter-spacing:-.02em;
}
.switch-tab:hover{color:var(--text);}
.switch-tab[aria-selected="true"]{box-shadow:none;color:var(--base-lo);background:var(--brass);}
.switch-panel{display:none;}
.switch-panel.is-on{display:block;}

@media (min-width:760px){
  .switch{grid-template-columns:repeat(3,1fr);}
}
@media (min-width:1000px){
  .switch{grid-template-columns:repeat(6,1fr);}
}

.calc{display:grid;gap:22px;}
.calc-in,.calc-out{
  padding:28px 24px;border-radius:0;background:var(--base-hi);box-shadow:none;
  border:1px solid var(--line-soft);
}
.calc-out{background:transparent;border-top:2px solid var(--brass);}
.calc-cap{margin:0 0 8px;font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
.calc-fig{margin:0 0 20px;display:flex;align-items:baseline;gap:12px;flex-wrap:wrap;}
.calc-fig strong{
  font-family:var(--display);font-size:clamp(2.3rem,6vw,3.2rem);font-weight:700;
  letter-spacing:-.045em;line-height:1;font-variant-numeric:tabular-nums;color:var(--gold);
}
.calc-fig span{font-family:var(--body);font-size:.8125rem;color:var(--muted);}
.calc-legal{margin:14px 0 0;font-family:var(--body);font-size:.75rem;line-height:1.7;color:var(--dim);}

/* ---------- big-four rate comparison ----------
   The ladder is the comparison itself: the cheapest bank leads in large
   type, and each bar below is that bank's extra cost over the cheapest. */
.seg{margin:0;padding:0;border:0;min-width:0;}
.seg legend{
  float:left;width:100%;padding:0;margin:0 0 8px;
  font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);
}
.seg-opts{clear:both;display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);}
.seg-opts label{position:relative;cursor:pointer;}
.seg-opts label + label{border-left:1px solid var(--line);}
.seg-opts input{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:pointer;}
.seg-opts span{
  display:block;padding:13px 10px;text-align:center;background:#081324;color:var(--muted);
  font-family:var(--display);font-size:.875rem;font-weight:600;letter-spacing:-.02em;
  transition:background .25s var(--ease),color .25s var(--ease);
}
.seg-opts label:hover span{color:var(--text);}
.seg-opts input:checked + span{background:var(--brass);color:var(--base-lo);}
.seg-opts input:focus-visible + span{outline:2px solid var(--bone);outline-offset:-5px;}
.calc-lvr{margin:-6px 0 0;font-size:.8125rem;line-height:1.6;color:var(--muted);font-weight:300;}
.calc-lvr:empty{display:none;}
.calc-in [hidden]{display:none;}

.rates-status{
  display:flex;align-items:baseline;gap:10px;margin:0 0 26px;
  font-size:.75rem;line-height:1.6;color:var(--dim);
}
.rates-status::before{
  content:'';flex:none;width:7px;height:7px;border-radius:50%;
  background:transparent;box-shadow:inset 0 0 0 1px var(--dim);transform:translateY(-1px);
}
.rates-status.is-live{color:var(--muted);}
.rates-status.is-live::before{background:var(--gold);box-shadow:none;}

.lad-lead{margin:-8px 0 0;font-size:.9375rem;line-height:1.6;color:var(--mist);font-weight:300;}
.lad-lead b{font-weight:500;color:var(--text);}
.lad-lead small{display:block;margin-top:6px;font-size:.75rem;line-height:1.6;color:var(--dim);}

.calc-rows{margin:26px 0 0;padding:0;display:grid;border-top:1px solid var(--line);}
.calc-rows[hidden]{display:none;}
.calc-rows div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;}
.calc-rows div + div{border-top:1px solid var(--line-soft);}
.calc-rows dt{font-size:.8438rem;color:var(--muted);font-weight:300;}
.calc-rows dd{margin:0;font-family:var(--mono);font-size:.875rem;font-variant-numeric:tabular-nums;color:var(--text);text-align:right;}

.lad-sum{margin:20px 0 0;font-size:.9375rem;line-height:1.65;color:var(--mist);font-weight:300;}
.lad-sum + .lad-sum{margin-top:10px;}
.lad-sum:empty{display:none;}
.lad-sum b{font-weight:500;color:var(--text);font-variant-numeric:tabular-nums;}
.calc-ask{margin-top:26px;}
/* until the first live check lands, the figures shown may be the fallback: dim them */
.calc-out .calc-fig strong,.calc-out .lad-lead,.calc-out .calc-rows,.calc-out .lad-sum{transition:opacity .35s var(--ease);}
.calc-out.is-pending .calc-fig strong,.calc-out.is-pending .lad-lead,
.calc-out.is-pending .calc-rows,.calc-out.is-pending .lad-sum{opacity:.4;}

@media (prefers-reduced-motion:reduce){
  .seg-opts span{transition:none;}
}
@media (max-width:720px){
  /* term and frequency are short: they share a row on phones */
  .calc-in .fgrid{grid-template-columns:1fr 1fr;}
  .calc-in .fgrid > .f:not(.f--short){grid-column:1/-1;}
}

@media (min-width:900px){
  .calc{grid-template-columns:1.05fr .95fr;gap:22px;align-items:start;}
  .calc-in,.calc-out{padding:32px 28px;}
  /* the inputs stay in view while the results are read */
  .calc-in{position:sticky;top:calc(var(--nav-h) + 24px);}
}

@media (max-width:899px){
  .tenet{border-right:0;padding-right:0;}
}

/* ---------- five disciplines, laid out without orphans ----------
   Two-column phone grids would otherwise strand the fifth item alone on its
   own row; it spans the full width instead. On desktop the service cards sit
   on a six-track grid: three across, then two wider cards beneath. */

@media (max-width:759px){
  .switch-tab:last-child:nth-child(odd){grid-column:1 / -1;}
}

/* six items: no right rule on the last cell of each row */

/* service titles and in-copy links open the full page */

/* ---------- recent deals: city figures ---------- */
.deals{padding-bottom:0;}

.city-k{margin:0 0 10px;font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
.city-name{margin:0;font-family:var(--display);font-weight:700;letter-spacing:-.05em;line-height:.92;color:var(--bone);
  font-size:clamp(3rem,11vw,7.5rem);}
.city-total{margin:18px 0 0;font-family:var(--display);font-weight:600;letter-spacing:-.035em;line-height:1;
  font-size:clamp(2.1rem,4.4vw,3.5rem);font-variant-numeric:tabular-nums;color:var(--gold);}
.city-total small{display:block;margin-top:10px;font-family:var(--body);font-size:.8125rem;letter-spacing:0;line-height:1.5;color:var(--mist);font-weight:300;}
.city-deals{list-style:none;margin:0;padding:0;border-top:1px solid rgba(238,243,249,.22);align-self:end;}
.city-deals li{display:grid;grid-template-columns:minmax(8.5ch,auto) 1fr;gap:14px;align-items:baseline;
  padding:12px 0;border-bottom:1px solid rgba(238,243,249,.14);font-size:.875rem;color:var(--bone);font-weight:400;}
.city-deals small{display:block;margin-top:3px;font-size:.75rem;color:var(--mist);font-weight:300;}
.city-deals b{font-family:var(--mono);font-weight:500;font-size:1.0625rem;color:var(--bone);font-variant-numeric:tabular-nums;}
.sample-note{grid-column:1/-1;margin:0;font-family:var(--body);font-size:.75rem;letter-spacing:0;color:var(--dim);}

/* phones: the plate takes the top of the screen at a shape that keeps the
   landmark whole, and fades into ink behind the figures */
@media (max-width:899px){
  .scene-plate{inset:0 0 auto 0;height:54%;}
  .scene-plate img{object-position:var(--pm,var(--pd,50% 50%));}
  /* the photo itself fades out, so no edge shows where it meets the ink */
  .scene-plate{-webkit-mask-image:linear-gradient(180deg,#000 56%,transparent 100%);mask-image:linear-gradient(180deg,#000 56%,transparent 100%);}
  .scene-plate::after{background:linear-gradient(180deg,rgba(8,19,36,.3) 0%,rgba(8,19,36,0) 26%,rgba(8,19,36,.4) 100%);}
  .city-name{font-size:clamp(2.6rem,13vw,4rem);}   /* clear of the floating call button */
}
/* shorter phones: a shallower photo band and tighter figures */
@media (max-width:899px) and (max-height:760px){
  .scene-plate{height:46%;}
  .city-name{font-size:clamp(2.2rem,11vw,3rem);}
  .city-total{font-size:1.75rem;margin-top:12px;}
  .city-total small{margin-top:3px;}
  .city-deals li{padding:7px 0;}
}

/* phones: a row of six segments under the header */
@media (max-width:899px){
      }
/* desktop: the city index down the right edge */
@media (min-width:900px){
      }

/* ---------- client testimonials ---------- */
.tst-grid{display:grid;gap:14px;margin-top:48px;}
.tst{margin:0;display:flex;flex-direction:column;justify-content:space-between;gap:28px;padding:28px 24px;
  background:rgba(12,26,46,.62);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);
  border:1px solid var(--line-soft);border-top:2px solid var(--brass-deep);}
.tst blockquote{margin:0;}
.tst blockquote p{margin:0;font-family:var(--display);font-weight:500;letter-spacing:-.015em;line-height:1.45;
  font-size:clamp(1.0625rem,1.5vw,1.25rem);color:var(--text);}
.tst figcaption{display:grid;gap:3px;padding-top:16px;border-top:1px solid var(--line-soft);font-size:.8125rem;color:var(--muted);}
.tst figcaption b{font-weight:500;font-size:.9375rem;color:var(--text);}
.tst figcaption em{margin-top:8px;font-style:normal;font-family:var(--body);font-size:.8125rem;font-weight:500;letter-spacing:.01em;color:var(--gold);}
@media (min-width:900px){
  .tst-grid{grid-template-columns:repeat(3,1fr);gap:16px;}
  .tst{padding:32px 28px;}
}

/* ---------- services page: every service up front, then one panel per category ---------- */
.sx-vh{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;}
.sv-dir{padding:8px 0 64px;}
.sv-dir-h{margin:0 0 22px;font-family:var(--display);font-size:clamp(1.4rem,2.6vw,1.9rem);font-weight:600;letter-spacing:-.03em;}
.sv-grid{display:grid;border-top:1px solid var(--line);}
.sv-group{padding:22px 0 24px;border-bottom:1px solid var(--line-soft);display:grid;gap:8px;align-content:start;}
.sv-gh{display:flex;justify-content:space-between;align-items:baseline;gap:16px;}
.sv-gname{font-family:var(--display);font-weight:600;letter-spacing:-.025em;font-size:1.25rem;line-height:1.2;color:var(--text);transition:color .3s var(--ease);}
.sv-gfig{font-family:var(--display);font-weight:600;letter-spacing:-.02em;font-size:1.125rem;color:var(--gold);}
.sv-gh:hover .sv-gname{color:var(--gold);}
.sv-gh:focus-visible,.sv-glist a:focus-visible{outline:2px solid var(--gold);outline-offset:3px;}
.sx-bar{display:block;height:3px;background:rgba(238,243,249,.12);}
.sx-bar i{display:block;height:100%;width:calc(var(--v) * 1%);background:var(--brass);}
.sv-gbasis{font-family:var(--mono);font-size:.75rem;letter-spacing:.03em;color:var(--dim);}
.sv-glist{list-style:none;margin:6px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:2px 16px;}
.sv-glist a{display:block;padding:7px 0;font-size:.875rem;line-height:1.4;font-weight:300;color:var(--muted);transition:color .3s var(--ease);}
.sv-glist a:hover{color:var(--text);}
.sv-dir .note{margin-top:20px;}

.sv-detail{padding-bottom:96px;scroll-margin-top:var(--nav-h);}
/* the category buttons stay under the header while a panel is read */
.sv-tabs{position:sticky;top:var(--nav-h);z-index:5;margin-bottom:0;background:var(--base);}
.sv-panel{padding-top:40px;}
.sv-top{display:grid;gap:28px;}
.sv-intro h2{margin:0;font-size:clamp(2rem,5vw,3rem);}
.sx-lede{margin:14px 0 0;font-size:clamp(1.0625rem,1.5vw,1.2rem);line-height:1.55;color:var(--mist);max-width:40ch;}
.sx-figure{margin:24px 0 0;padding-top:18px;border-top:1px solid var(--line-soft);display:flex;align-items:baseline;gap:14px;max-width:420px;}
.sx-figure b{font-family:var(--display);font-weight:600;letter-spacing:-.03em;font-size:2.25rem;line-height:1;color:var(--gold);}
.sx-figure span{font-size:.8125rem;line-height:1.5;color:var(--muted);max-width:26ch;}
.sv-intro .acts{margin-top:24px;}
.sv-still{margin:0;aspect-ratio:16/10;overflow:hidden;background:var(--base-lo);}
.sv-still img{width:100%;height:100%;object-fit:cover;filter:grayscale(1) contrast(1.08) brightness(.8);}

.sv-row{margin-top:56px;padding-top:32px;border-top:1px solid var(--line);}
.sv-split{display:grid;gap:40px;}
.sv-h{margin:0 0 18px;font-family:var(--display);font-size:1.125rem;font-weight:600;letter-spacing:-.02em;color:var(--text);}
.sv-overview .say{max-width:60ch;}
.sx-more{margin:18px 0 0;}
.sx-more a,.sx-more-inline{color:var(--gold);border-bottom:1px solid rgba(169,195,232,.4);transition:color .3s var(--ease),border-color .3s var(--ease);}
.sx-more a:hover,.sx-more-inline:hover{color:var(--text);border-color:var(--text);}

.sv-terms{margin:0;border-top:1px solid var(--line-soft);}
.sv-terms > div{display:grid;gap:4px;padding:14px 0;border-bottom:1px solid var(--line-soft);}
.sv-terms dt{font-size:.8125rem;font-weight:500;color:var(--text);}
.sv-terms dd{margin:0;font-size:.9375rem;line-height:1.6;font-weight:300;color:var(--muted);}

.sv-types{margin:0;display:grid;border-top:1px solid var(--line-soft);}
.sv-types > div{padding:20px 0;border-bottom:1px solid var(--line-soft);scroll-margin-top:calc(var(--nav-h) + 72px);transition:background .6s var(--ease);}
.sv-types > div.is-flagged{background:rgba(127,163,214,.08);}
.sv-types dt{font-family:var(--display);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em;color:var(--text);margin-bottom:6px;}
.sv-types dd{margin:0;font-size:.9375rem;line-height:1.65;font-weight:300;color:var(--muted);max-width:60ch;}

.sv-approach{display:grid;border-top:1px solid var(--line-soft);}
.sv-approach > div{padding:20px 0;border-bottom:1px solid var(--line-soft);}
.sv-approach h4{margin:0 0 8px;font-family:var(--display);font-size:1rem;font-weight:600;letter-spacing:-.02em;}
.sv-approach p{margin:0;font-size:.9375rem;line-height:1.65;font-weight:300;color:var(--muted);}

.sv-panel .cover{grid-template-columns:1fr;column-gap:0;}
.sv-panel .cover li{font-size:.9375rem;}
.sv-faq{margin-top:0;}
.sv-faq .qa-q{padding-block:16px;font-size:.9688rem;}
.sx-how{border-top:1px solid var(--line);}

@media (max-width:999px){
  /* one swipeable row of categories instead of a tall grid */
  .sv-tabs{display:flex;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch;}
  .sv-tabs::-webkit-scrollbar{display:none;}
  .sv-tabs .switch-tab{flex:0 0 auto;padding:15px 18px;}
}
@media (min-width:720px){
  .sv-grid{grid-template-columns:1fr 1fr;column-gap:40px;}
  .sv-types{grid-template-columns:1fr 1fr;column-gap:40px;}
}
@media (min-width:1000px){
  .sv-grid{grid-template-columns:repeat(3,1fr);column-gap:48px;}
  .sv-glist{grid-template-columns:1fr;}
  .sv-top{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center;}
  .sv-split{grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:64px;}
  .sv-split + .sv-split,.sv-row:last-child.sv-split{grid-template-columns:minmax(0,5fr) minmax(0,7fr);}
  .sv-approach{grid-template-columns:repeat(3,1fr);border-top:0;}
  .sv-approach > div{padding:24px 28px 28px;border-bottom:0;border-top:1px solid var(--line-soft);border-right:1px solid var(--line-soft);}
  .sv-approach > div:first-child{padding-left:0;}
  .sv-approach > div:last-child{padding-right:0;border-right:0;}
  .sv-panel{padding-top:56px;}
  .sv-row{margin-top:72px;}
}

/* ---------- process page: seven stages ---------- */
.pr-glance{padding:8px 0 40px;}
.pr-rail{list-style:none;margin:0;padding:0;display:grid;border-top:1px solid var(--line);counter-reset:none;}
.pr-rail li{border-bottom:1px solid var(--line-soft);}
.pr-rail a{display:grid;grid-template-columns:36px 1fr auto;gap:12px;align-items:baseline;padding:14px 0;transition:color .3s var(--ease);}
.pr-rail a:hover .pr-rname{color:var(--gold);}
.pr-rail a:focus-visible{outline:2px solid var(--gold);outline-offset:3px;}
.pr-rn{font-family:var(--mono);font-size:.75rem;letter-spacing:.08em;color:var(--gold);}
.pr-rname{font-family:var(--display);font-size:1rem;font-weight:600;letter-spacing:-.02em;color:var(--text);transition:color .3s var(--ease);}
.pr-rtime{font-family:var(--mono);font-size:.75rem;letter-spacing:.03em;color:var(--dim);text-align:right;}
.pr-glance .note{margin-top:16px;}

.pr-stages{padding-bottom:40px;}
.pr-stage{display:grid;gap:22px;padding:48px 0;border-top:1px solid var(--line);scroll-margin-top:var(--nav-h);}
.pr-n{font-family:var(--mono);font-size:.75rem;letter-spacing:.08em;color:var(--gold);}
.pr-head h2{margin:12px 0 0;font-size:clamp(1.8rem,4vw,2.6rem);}
.pr-time{margin:14px 0 0;display:inline-block;padding:6px 12px;border:1px solid var(--line);font-family:var(--mono);font-size:.75rem;letter-spacing:.02em;color:var(--mist);}
.pr-body .say{max-width:60ch;}
.pr-cols{display:grid;gap:28px;margin-top:28px;}
.pr-cols h3{margin:0 0 12px;font-family:var(--display);font-size:1rem;font-weight:600;letter-spacing:-.02em;color:var(--text);}
.pr-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line-soft);}
.pr-list li{position:relative;padding:11px 0 11px 18px;border-bottom:1px solid var(--line-soft);font-size:.9375rem;line-height:1.55;font-weight:300;color:var(--muted);}
.pr-list li::before{content:'';position:absolute;left:0;top:1.2em;width:6px;height:6px;background:var(--brass);transform:rotate(45deg);}
.pr-list a{color:var(--text);border-bottom:1px solid var(--dim);}
.pr-out{margin:28px 0 0;padding:16px 18px;background:rgba(18,36,64,.6);border-left:2px solid var(--brass);font-size:.9375rem;line-height:1.6;color:var(--mist);font-weight:300;}
.pr-out b{display:block;margin-bottom:4px;font-family:var(--display);font-size:.8125rem;font-weight:600;letter-spacing:-.01em;color:var(--gold);}

.pr-bylist{margin:0;border-top:1px solid var(--line);}
.pr-bylist > div{padding:18px 0;border-bottom:1px solid var(--line-soft);}
.pr-bylist dt{margin-bottom:6px;font-family:var(--display);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em;}
.pr-bylist dt a{color:var(--text);transition:color .3s var(--ease);}
.pr-bylist dt a:hover{color:var(--gold);}
.pr-bylist dd{margin:0;font-size:.9375rem;line-height:1.65;font-weight:300;color:var(--muted);}
.pr-qs .faq{margin-top:0;}

@media (min-width:900px){
  .pr-rail{grid-template-columns:repeat(7,1fr);border-bottom:1px solid var(--line);}
  .pr-rail li{border-bottom:0;border-right:1px solid var(--line-soft);}
  .pr-rail li:last-child{border-right:0;}
  .pr-rail a{grid-template-columns:1fr;gap:8px;padding:20px 16px 22px;height:100%;align-content:start;}
  .pr-rail li:first-child a{padding-left:0;}
  .pr-rtime{text-align:left;}
  .pr-stage{grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:72px;padding:72px 0;}
  .pr-head{position:sticky;top:calc(var(--nav-h) + 40px);align-self:start;}
  .pr-cols{grid-template-columns:1fr 1fr;gap:36px;}
}

/* ---------- faq page: one compact, filterable list ---------- */
.fq{padding:16px 0 88px;}
.fq [hidden]{display:none !important;}
.fq-grid{display:grid;gap:28px;}
.fq-grid > *{min-width:0;}
.fq-search input{
  width:100%;padding:14px 16px;border:1px solid var(--line);border-radius:0;background:var(--base-lo);
  font-size:.9375rem;color:var(--text);outline:none;transition:border-color .3s var(--ease);
}
.fq-search input::placeholder{color:#7D8CA2;}
.fq-search input:focus{border-color:var(--brass);}
.fq-cats{display:flex;gap:8px;margin-top:14px;overflow-x:auto;scrollbar-width:none;}
.fq-cats::-webkit-scrollbar{display:none;}
.fq-cats button{
  flex:0 0 auto;appearance:none;cursor:pointer;display:flex;align-items:center;gap:8px;
  padding:9px 14px;border:1px solid var(--line);border-radius:0;background:transparent;
  font-family:var(--body);font-size:.8125rem;font-weight:500;color:var(--muted);
  transition:color .3s var(--ease),background .3s var(--ease),border-color .3s var(--ease);
}
.fq-cats button span{font-family:var(--mono);font-size:.75rem;color:var(--dim);}
.fq-cats button:hover{color:var(--text);border-color:var(--mist);}
.fq-cats button[aria-pressed="true"]{background:var(--brass);border-color:var(--brass);color:var(--base-lo);}
.fq-cats button[aria-pressed="true"] span{color:var(--base-lo);}
.fq-cats button:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
.fq-group{scroll-margin-top:calc(var(--nav-h) + 16px);}
.fq-group + .fq-group{margin-top:36px;}
.fq-gh{margin:0 0 10px;font-family:var(--display);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em;color:var(--gold);}
.fq-main .faq{margin-top:0;}
.fq-main .qa-q{padding-block:16px;font-size:.9688rem;}
.fq-main .qa-a p{margin-bottom:18px;}
.fq-empty{margin:0;padding:24px 0;font-size:.9375rem;color:var(--muted);}

@media (min-width:1000px){
  .fq-grid{grid-template-columns:260px minmax(0,1fr);gap:64px;align-items:start;}
  .fq-side{position:sticky;top:calc(var(--nav-h) + 32px);}
  .fq-cats{flex-direction:column;gap:0;margin-top:18px;overflow:visible;border-top:1px solid var(--line);}
  .fq-cats button{justify-content:space-between;padding:12px 2px;border:0;border-bottom:1px solid var(--line-soft);background:transparent;font-size:.875rem;}
  .fq-cats button[aria-pressed="true"]{background:transparent;color:var(--gold);}
  .fq-cats button[aria-pressed="true"] span{color:var(--gold);}
}

/* ---------- home: quiet hero, compact services, short founder section ---------- */
.hero-note{margin:22px 0 0;font-size:.875rem;line-height:1.6;color:var(--mist);font-weight:300;}
.hero-note a{color:var(--text);font-weight:500;border-bottom:1px solid var(--dim);}

.hsvc{list-style:none;margin:40px 0 0;padding:0;border-top:1px solid var(--line);}
.hsvc li{border-bottom:1px solid var(--line-soft);}
.hsvc a{display:grid;grid-template-columns:1fr auto;gap:4px 16px;align-items:baseline;padding:18px 0;
  background:rgba(12,26,46,.55);transition:background .3s var(--ease);}
.hsvc a:hover{background:rgba(18,36,64,.8);}
.hsvc a:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
.hsvc-n{font-family:var(--display);font-size:1.1875rem;font-weight:600;letter-spacing:-.025em;color:var(--text);transition:color .3s var(--ease);}
.hsvc a:hover .hsvc-n{color:var(--gold);}
.hsvc-d{grid-column:1/-1;grid-row:2;font-size:.9063rem;line-height:1.5;font-weight:300;color:var(--muted);}
.hsvc-f{font-size:.8125rem;font-weight:500;color:var(--gold);white-space:nowrap;}
.hsvc-more{margin:22px 0 0;}
.hsvc-more a{color:var(--gold);border-bottom:1px solid rgba(169,195,232,.4);font-size:.9375rem;}
.hsvc-more a:hover{color:var(--text);border-color:var(--text);}

.founder{display:grid;gap:32px;align-items:center;}
.founder-img{margin:0;max-width:300px;}
.founder-body h2{margin:16px 0 18px;}
.founder-body .copy + .copy{margin-top:14px;}
.founder-body .acts{margin-top:26px;}

@media (min-width:900px){
  .hsvc a{grid-template-columns:minmax(0,1.1fr) minmax(0,1.4fr) 120px;padding:22px 16px;margin:0 -16px;}
  .hsvc-d{grid-column:2;grid-row:1;}
  .hsvc-f{text-align:right;}
  .founder{grid-template-columns:minmax(0,4fr) minmax(0,7fr);gap:72px;}
  .founder-img{max-width:none;}
}
@media (max-width:899px){
  /* client quotes swipe sideways on phones instead of stacking */
  .tst-grid{display:flex;gap:12px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;
    margin-inline:calc(-1 * var(--gutter));padding:0 var(--gutter) 4px;scroll-padding-inline:var(--gutter);}
  .tst-grid::-webkit-scrollbar{display:none;}
  .tst{flex:0 0 84%;scroll-snap-align:start;}
}

/* ---------- phones: thumb-sized targets for small links ---------- */
@media (max-width:720px){
  .foot-end nav{gap:4px 20px;}
  .foot-end nav a,.foot-legal-links a{display:inline-flex;align-items:center;min-height:44px;}
  .foot-legal-links{gap:0 22px;margin-top:4px;}
  .person-links a{min-height:44px;}
  .sv-gh{padding-block:8px;}
  .pr-bylist dt a{display:inline-flex;align-items:center;min-height:44px;}
}

/* ---------- about: who we work with, and the documents behind it ---------- */
.who{list-style:none;margin:36px 0 0;padding:0;border-top:1px solid var(--line);}
.who li{border-bottom:1px solid var(--line-soft);}
.who a{display:grid;gap:4px 24px;padding:20px 0;transition:background .3s var(--ease);}
.who a:hover{background:rgba(18,36,64,.5);}
.who a:focus-visible,.docs a:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
.who-n{font-family:var(--display);font-size:1.1875rem;font-weight:600;letter-spacing:-.025em;color:var(--text);transition:color .3s var(--ease);}
.who a:hover .who-n{color:var(--gold);}
.who-d{font-size:.9375rem;line-height:1.6;font-weight:300;color:var(--muted);max-width:60ch;}
.who-s{font-size:.8125rem;font-weight:500;color:var(--gold);}
.docs{list-style:none;margin:0;padding:0;border-top:1px solid var(--line);}
.docs li{border-bottom:1px solid var(--line-soft);}
.docs a{display:grid;gap:4px;padding:18px 0;}
.docs b{font-family:var(--display);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em;color:var(--text);transition:color .3s var(--ease);}
.docs a:hover b{color:var(--gold);}
.docs span{font-size:.9063rem;line-height:1.6;font-weight:300;color:var(--muted);}
@media (min-width:900px){
  .who a{grid-template-columns:minmax(0,1fr) minmax(0,1.6fr) 160px;align-items:baseline;padding:24px 16px;margin:0 -16px;}
  .who-s{text-align:right;}
}

/* ---------- related articles: compact rows ---------- */
.posts--compact .post a.post-link{grid-template-columns:112px 1fr;gap:16px;align-items:center;padding:14px 0;}
.posts--compact .post a.post-link > div{padding:0;}
.posts--compact .post-thumb{aspect-ratio:4/3;}
.posts--compact .post-meta{margin-top:0;}
.posts--compact .post h2{font-size:1.0625rem;margin:6px 0 0;}
.posts--compact .post p,.posts--compact .post-more{display:none;}
@media (min-width:900px){
  .posts--compact .post a.post-link{grid-template-columns:180px 1fr;gap:28px;padding:16px 0;}
  .posts--compact .post h2{font-size:1.3rem;}
}

/* ---------- what happens next (a real sequence, so numbered) ---------- */
.next-steps{list-style:none;margin:0;padding:0;counter-reset:step;border-top:1px solid var(--line);}
.next-steps li{counter-increment:step;display:grid;grid-template-columns:40px 1fr;column-gap:12px;row-gap:4px;
  padding:20px 0;border-bottom:1px solid var(--line-soft);}
.next-steps li::before{content:counter(step,decimal-leading-zero);grid-row:1/3;padding-top:3px;
  font-family:var(--mono);font-size:.8125rem;color:var(--gold);}
.next-steps b{font-family:var(--display);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em;color:var(--text);}
.next-steps span{font-size:.9375rem;line-height:1.6;font-weight:300;color:var(--muted);}
.thanks-side .say strong{color:var(--text);}
.thanks-side .acts{margin-top:22px;}
@media (min-width:900px){ .docs--grid{display:grid;grid-template-columns:1fr 1fr;column-gap:48px;} }

/* ---------- keyboard: skip straight to the content ---------- */
.skip{position:absolute;left:12px;top:-80px;z-index:200;padding:12px 18px;border-radius:var(--r-pill);
  background:var(--brass);color:#0C1A2E;font-weight:600;font-size:.875rem;transition:top .2s var(--ease);}
.skip:focus{top:12px;outline:2px solid var(--text);outline-offset:2px;}
.f label .opt{font-weight:400;color:var(--dim);}

/* ---------- phones: call and call-back bar ---------- */
.actbar{display:none;}
@media (max-width:899px){
  .actbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:grid;grid-template-columns:1fr 1.7fr;gap:8px;
    padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));
    background:rgba(8,19,36,.94);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);
    border-top:1px solid var(--line);transition:transform .3s var(--ease);}
  .actbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;border-radius:var(--r-pill);
    font-family:var(--body);font-size:.9375rem;font-weight:600;}
  .actbar-call{border:1px solid var(--line);color:var(--text);}
  .actbar-go{background:var(--brass);color:#0C1A2E;}
  .actbar a:focus-visible{outline:2px solid var(--text);outline-offset:2px;}
  .actbar.is-away{transform:translateY(110%);}
  body.has-actbar{padding-bottom:calc(68px + env(safe-area-inset-bottom,0px));}
}
@media (prefers-reduced-motion:reduce){ .actbar{transition:none;} }

/* ---------- ad landing pages ---------- */
.lp-points{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:10px;max-width:46ch;}
.lp-points li{position:relative;padding-left:26px;font-size:1rem;line-height:1.5;color:var(--mist);font-weight:400;}
.lp-points li::before{content:'';position:absolute;left:2px;top:.45em;width:12px;height:7px;
  border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg);}
.lp-hero .acts{margin-top:30px;}
.foot--lp .legal{margin-top:0;}

/* ---------- debt consolidation calculator ---------- */
.money--pct span{left:auto;right:14px;}
.money--pct input{padding-left:14px;padding-right:32px;}
.dc-debts{border-top:1px solid var(--line-soft);}
.dc-row{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:16px 0;border-bottom:1px solid var(--line-soft);}
.dc-row .f--type{grid-column:1/-1;padding-right:52px;}
.dc-row .f--pay{grid-column:1/-1;}
.dc-del{position:absolute;top:38px;right:0;width:44px;height:44px;display:flex;align-items:center;justify-content:center;
  border:1px solid var(--line);border-radius:0;background:transparent;color:var(--muted);font-size:1.25rem;line-height:1;cursor:pointer;
  transition:color .3s var(--ease),border-color .3s var(--ease);}
.dc-del:hover{color:var(--text);border-color:var(--mist);}
.dc-del[hidden],.dc-add[hidden]{display:none;}
.dc-del:focus-visible,.dc-add:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
.dc-add{margin-top:14px;min-height:44px;padding:0 18px;border:1px dashed var(--line);border-radius:var(--r-pill);background:transparent;
  color:var(--gold);font-family:var(--body);font-size:.875rem;font-weight:500;cursor:pointer;}
.dc-add:hover{border-color:var(--gold);}
.dc-cap2{margin-top:30px;}
.dc-example{margin:18px 0 0;}
.dc-table{width:100%;margin:20px 0 0;border-collapse:collapse;font-size:.9375rem;}
.dc-table th,.dc-table td{padding:12px 0;border-bottom:1px solid var(--line-soft);text-align:right;font-weight:300;}
.dc-table thead th{padding-top:0;font-size:.8125rem;font-weight:500;color:var(--gold);}
.dc-table thead th + th{padding-left:14px;}
.dc-table tbody th{text-align:left;color:var(--muted);}
.dc-table td{font-family:var(--mono);font-size:.875rem;color:var(--text);padding-left:14px;white-space:nowrap;}
.dc-table td + td{color:var(--gold);}
#dcCount{font-family:var(--body);}
.dc-table + .lad-lead{margin-top:18px;}
@media (min-width:720px){
  /* type on its own line, the three amounts side by side below it */
  .dc-row{grid-template-columns:1fr .75fr 1fr;}
  .dc-row .f--pay{grid-column:auto;}
}

/* ---------- services page, phones: each panel's sections fold away ---------- */
.sv-acc{all:unset;box-sizing:border-box;display:flex;justify-content:space-between;align-items:center;gap:16px;width:100%;
  font:inherit;color:inherit;cursor:pointer;}
.sv-acc .qa-sign{display:none;flex:none;}
.sv-acc:disabled{cursor:default;}
@media (max-width:719px){
  .sv-panel .sv-row{margin-top:0;padding-top:0;border-top:0;}
  .sv-panel .sv-split{gap:0;}
  .sv-panel .sv-overview{padding:28px 0 24px;}
  .sv-panel .sv-h{margin:0;}
  .sv-acc{min-height:56px;padding:16px 0;border-top:1px solid var(--line);}
  .sv-acc .qa-sign{display:block;}
  .sv-acc[aria-expanded="true"] .qa-sign::after{transform:scaleY(0);opacity:0;}
  .sv-acc:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}
  .sv-acc-body{display:none;padding-bottom:26px;}
  .sv-acc-body.is-open{display:block;}
  .sv-panel > .sv-row:last-child{border-bottom:1px solid var(--line);}
}